VA Disability Pay Calculator
Estimated monthly and annual compensation for a rating and household, from the official VA rate table.
Independent veterans compensation resource
Know Your Rating. Know Your Pay.
Free VA disability compensation calculators, combined rating tools, and military retirement estimates — designed to make the numbers easier to understand. No account. No personal information required.
Calculate My VA Pay Calculate a Combined Rating
Important: VA Pay IQ is an independent educational calculator platform. It is not affiliated with, endorsed by, or operated by the U.S. Department of Veterans Affairs or the Department of Defense. Results are estimates based on the published rate tables cited on each page. They are not VA determinations, do not approve a claim, and do not change a rating.
Most-used calculators
Combined Rating Calculator
How VA combines multiple ratings under 38 CFR 4.25 — with every step shown, not just the answer.
Bilateral Factor Calculator
The 38 CFR 4.26 factor for paired extremities or paired muscles, including the more-favorable exception.
How VA compensation works
VA does not add disability percentages together. Under 38 CFR 4.25, each rating applies to the efficiency remaining after the more severe ratings. A 50% rating leaves 50% efficiency; a 30% rating then takes 30% of that remaining 50%, for a combined value of 65%, which rounds to a 70% rating. Rounding to the nearest 10% happens once, at the end.
Compensation then depends on that combined rating and on dependents. At 10% and 20%, VA pays no additional amount for a spouse, children, or dependent parents. At 30% and above, dependent amounts apply. The calculators on this site use the exact published dollar amounts — they do not estimate a rate from a COLA percentage.
Trust and data sources
- Pay amounts: VA.gov — Current Veterans disability compensation rates, 2026 table effective December 1, 2025 (verified October 29, 2026). Past-year tables: 2025 rates, effective December 1, 2024 and 2024 rates, effective December 1, 2023. Annual pages: 2024, 2025, 2026, 2027 projection.
- Combined ratings: 38 CFR 4.25, eCFR Title 38, Part 4, Subpart A.
- Bilateral factor: 38 CFR 4.26, same eCFR source.
- Later phases only (not built in Phase 1): 38 CFR 3.400 (effective dates), DFAS CRDP/CRSC pages. See Resources for the source register.
2027 rates — projection only, not published. As of October 29, 2026, VA.gov still lists the 2026 table as current. The Social Security Administration announced a 3.6% COLA on October 14, 2026, which determines the percentage adjustment, but VA.gov has not published a verified 2027 dollar table. This site therefore shows 2027 only as a clearly labeled projection — the 2026 published amount × 1.036, rounded — and it will replace that projection with the official table the moment VA.gov publishes one. That distinction is deliberate, not an oversight.
Frequently asked questions
Is this a VA website?
No. VA Pay IQ is independent. Always check your VA award letter and VA.gov for your official determination.
Do I need an account?
No. The Phase 1 calculators run in your browser. Nothing you enter is sent to a server by this draft, and no Social Security number, claim number, medical record, or banking detail is ever requested.
Can this tell me what rating I will get?
No. These tools combine ratings you enter and price a rating you enter. They do not assign a rating to a condition, decide service connection, or predict a VA decision.
What is coming later?
Planned only, not built: dependent comparisons, rating scenarios, back-pay estimation, military retirement, CRDP/CRSC, and an integrated dashboard. Phase 1 launches with the three calculators above so they can be indexed and validated first.
Newsletter
Newsletter signup is planned, not live in this draft. No email is collected on this page, so no signup form is shown here rather than a form that goes nowhere.